The current economic downturn continues to create greater challenges for the small business owner. In working with small growing businesses, I have observed five common financial related issues with which they all seem to struggle. Although it is not uncommon for some if not all of these issues to exist in a small business, managing them over time is always critical to an owner's success in managing and growing his/her business. In this economic downturn, if these issues are not addressed in a much more timely fashion, some business will just not survive.